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National Debt Relief - Get Debt Help

At National Debt Relief we speak to 1000's of people every month who want to do something about their unmanageable debts. We offer a listening ear and friendly conversation, providing you with sound debt advice and offering a variety of debt solutions, both formal and informal.

We believe that every problem has a solution, no matter what your circumstances are.

We could help you

  • reduce your debt repayments
  • negotiate interest & charges
  • deal with any creditor pressure
  • clear your unsecured debts

Our Debt Solutions

Debt Management Plan

A Debt Management Plan (DMP) is an informal solution designed for people with unmanageable debts over £1,000 with repayments from just £80/month

Find out about Debt Management


An IVA (Individual Voluntary Arrangement) is a formal solution designed for people struggling with debts over £10,000

Find out about an IVA


Bankruptcy is often viewed as a solution of last resort but it can be a great solution for people who know they will never repay their debts.

Find out about an IVA

Debt Consolidation

Debt Consolidation is a way of putting all of your debts into a solution or loan that offers you just one easier monthly payment to cover all your debts.

Find out about an IVA

Who we are

We are a company based in the UK and Ireland. We offer a range of debt management solutions designed to help you get back on track with your finances. We have helped people address their debts, so they can continue living their lives without the worries that debt can bring.

IVA case example

Client Name: Mr S and Miss WDebt Amount: £46,000

Clients were struggling with payments of over £700 per month to creditors. They entered into an IVA in September 2012, paying creditors £300 per month.

In May 2013 they proposed to remortgage and raised £19,000 which creditors accepted as full and final settlement. By July 2013 they were finish their IVA.

Percentage repaid: 49%Percentage written off: 51%

Read more IVA case examples

Debt Management case example

Client Name: Mr VDebt Amount: £40,000

Mr V was struggling to repay creditors £776 per month on £40,000 of loans and credit cards due to a dramatic decrease of income.

After approaching us at National Debt Relief their payments were reduced to £200, giving this client the peace of mind to go on with his day to day living.

Read more Debt Management case examples

Get Debt Advice

Answer the questions below and submit the form to our experts. All advice we provide is confidential. Your information is not passed to any third parties.

Your Total Debt (approx) Your Monthly Debt Payments Name Telephone / Mobile Number Email Message

Chat to us online

If you have any questions about your problem debts you can have an online chat with one of our expert debt advisors.

You can chat to us via your computer or mobile device 6 days a week from 8am - 8pm, Mon - Sat

Click here to chat with a debt expert now

Client Testimonial

Saved my life

I will be forever grateful to National Debt Relief for getting my life back. I would recommend this company to anyone that is in bother. Call them and they will do all they can to help you.
by Gunner, 13/08/2013,
Review Centre

Client Review

Fees and key info

We are happy to provide you with debt advice only. We only charge a fee if you opt for one of our debt solutions. Fees will depend on which debt solution we provide and what your personal circumstances are. All fees will be discussed prior to commencement of any service or debt repayment plan.

Click here to read our fees and key info

Please note: From time to time we may refer you to other services providers or charities such as the CAB.

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.