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Debt Consolidation Loans | Lower Payment Loans

What is Debt Consolidation?

Debt Consolidation is a form of a loan. You borrow a one off lump sum of money to pay off all your separate debts. This, in turn leaves you with one lower more manageable monthly payment over a longer period of time. This type of debt solution may be suitable to you if you are not a homeowner and cannot remortgage.


Pros and Cons of Debt Consolidation

Advantages Disadvantages
-Lower interest rates -It isn't an end to your debt problems, just a more manageable alternative
-Single monthly payment -Interest can be variable and fluctuate throughout your debt consolidation loan
-Lower repayments than your existing debts -Possibly a longer repayment term
-If your loan is secured against your home and you do not keep up repayments, your home may be at risk

Do I qualify for Debt Consolidation?

The best way to see if you qualify for Debt Consolidation, or any of our other solutions, is to speak to one of our friendly financial experts. All advice is free and we will help you achieve your best possible solution. We strive to help you no matter what your situation.

To find out more call 0800 043 5135 or fill out our call back form.
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