Debt Management Payment Calculator

How much should you really be paying towards managing your debt

The purpose of this calculator is to give you an idea of how much you should really pay for debt. If you are paying more than the calculator determines you should you are probably experiencing a problem with debt and you should opt for some type of Debt Management Plan.
You can speak to our advisors at any stage.

Your monthly wages after tax
Partner's monthly wages after tax
Income Support
Disability Living Allowance
Working Tax Credit
Pension
Child Benefit
Child Tax Credit
Child Maintenance


Total Income

Household

Mortgage/Rent
Secured Loan
Contents Insurance
Building Insurance
Life Policy
Council Tax
Water Rates
Electricity
Gas
Misc / Contingency

Other

Groceries
Home Phone
Mobile Phone
Sky/Digital TV
Internet
Clothing
Pets
TV Licence
CSA or Child maintenance
Public Transport
Childcare
Medical
Optical and Dental
Private Pension

Motor Expenses

Fuel
Servicing
Insurance
Road Tax
Hire Purchase

Total Monthly Expenditure

How many creditor accounts do you have?


Total Debts		Total Monthly Payment

Your Monthly Disposable Income This is all you can afford. This could be your new monthly debt repayment*	£0.00
Your Current Monthly Debt Repayments This is what you currently have to pay.	£0.00
Total Debts	£0.00

If your "Disposable Income" is less than your monthly "Debt Repayments", call our Freephone now for immediate help on 0800 043 5135. We could get your payments reduced.

If you would like to send these details for one of our advisors to call you, fill in the form below and we will contact you shortly.

Name(s)
Address
Telephone
Mobile
Email
Best Time to call

* Your monthly payment is based on your personal circumstances and the information you provide to us. It does depend on what you can afford and whether or not your creditors would accept this payment. It can change if your circumstances change and if the information you provide to us is incorrect.

Personal Budget Checker
Download our Budget Checker and work out your own financial situation. Email us your results & we can advise you from there.

Need Instant Debt Help?

Fill in the form below & we'll call you

Name:
Email:
Telephone:
Debt Amount:

"* A fee is only payable where further services are requested. All fees will be explained in detail and discussed prior to commencement of any service or debt repayment plan. Repaying debt over a longer period may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Creditors may still contact you with promotional material or to fulfil contractual obligations to you but they should deal with us in all aspects relating to the outstanding debts.

Phonecalls: Calls from a landline are normally free. Please consult your provider if you are unsure. Calls from a mobile may be subject to charges. If you get charged just ask us to call you back for free.