General

Solutions for Debt

Seven Solutions for Dealing with Personal Debt Problems

There are many solutions for dealing with problems of personal debt but in the UK or specifically in England, Wales and Northern Ireland, the top seven solutions probably account for over 98% of solutions.

Get Debt Relief

Think Before You Get Personal Debt Relief

Most of the articles you read regarding personal debt problems and solutions will strongly suggest that you should get independent debt relief.

Debt Advisor

What Debt Advisers Should Tell You

There is considerable variation in the standard of service a debtor is likely to get when seeking debt advice from various debt advisers.

Personal Debt Issues

Facing up to Personal Debt Issues

Although personal debt is everywhere, people tend to be secretive about their own debt problems because of the fear of embarrassment, shame or even stigma that they experience were their family, friends, neighbours or work colleagues to learn of their predicament.

Dealing with Company Debt

Are you operating a small business via a limited company? Is your company profitable or is it losing money steadily?

Overspending, Debt, Bills and Income

Spending More Than We Earn

If you consistently earn more than you spend the difference is joy. If you usually spend more than you earn the difference is misery.

How Insolvency affects you

Just because you have a substantial level of unsecured personal debts doesn’t necessarily mean that you are insolvent.

Personal Financial Advisor

Can You Trust Your Personal Financial Advisor Today?

Personal Financial Advisors come in all shapes and sizes and with considerably varying levels of qualifications, expertise and experience.

Bankruptcy | Charging Order

If a creditor is worried that an unsecured debt is not being repaid by a particular debtor as it falls due, one option that the creditor may consider is to seek to change the nature or status of the debt from being unsecured to being secured.

Winter Finances and Debt

Weathering the Financial Winter Ahead in Ireland and the UK

The winter of 2011 lies ahead and if the last two winters are anything to go by then it’s hard to be optimistic this year.