There are many solutions for dealing with problems of personal debt but in the UK or specifically in England, Wales and Northern Ireland, the top seven solutions probably account for over 98% of solutions.

Most of the articles you read regarding personal debt problems and solutions will strongly suggest that you should get independent debt relief.

There is considerable variation in the standard of service a debtor is likely to get when seeking debt advice from various debt advisers.

Although personal debt is everywhere, people tend to be secretive about their own debt problems because of the fear of embarrassment, shame or even stigma that they experience were their family, friends, neighbours or work colleagues to learn of their predicament.

When a self employed trader becomes insolvent and seeks to offer proposals to creditors for an Individual Voluntary Arrangement (IVA), HM Revenue & Customs (HMRC) is highly likely to be one of those

Anyone who is considering entering a Debt Management Plan should take time to learn about the essential facts of the Debt Management Plan and the way it deals with personal debt problems before taking the

A debtor must be insolvent before he or she can offer an Individual Voluntary Arrangement (IVA) to creditors.

Shakespeare wrote about the Seven Ages of Man describing the various succeeding phases of the life of a person of normal lifespan from their birth to their

Co-habiting partners, whether married or not, share most aspects of their lives.