Apply for an IVA | What's the process of applying for an IVA?

- No Upfront Fees
- Only start paying when creditors accept IVA
- All payments go towards your IVA
- Creditors pay us for setting up and looking after your IVA.

We do not charge upfront fees. Guaranteed

There are a lot of companies charging to give advice on IVAs. They take upfront fees to get more money for themselves. They may tell you that they are preparing your IVA or have to put you into a Debt Management Plan first. This is not true. We can set up an IVA in 4 weeks and we do not take any fees from you. You will only ever pay once your IVA has been setup and has been accepted by your creditors.

What does an IVA cost?

Our IVAs are setup so that all you pay is one low monthly payment you can afford. In return, your lenders agree to write off the debt you can't afford to repay and they pay us a fee out of the payments you have made to them.

If, in the unlikely event, your IVA is rejected you will pay nothing. We will even help you to find an alternative solution.

Why use National Debt Relief?

We are the longest established provider of IVAs in the UK.

We guarantee you that you will pay no upfront fees if we arrange your IVA and if your creditors do not accept your IVA proposal then you pay absolutely nothing. We do have a 98% acceptance though so it is more than likely that your IVA will be accepted if we recommend it for you.

All our advice is free and with no obligation. If at any stage you don't want to proceed, just let us know.

Apply for IVA Advice Call an advisor on our Freephone 0800 043 5135 Use Our Online Application