For most people it is a big step to make the decision that bankruptcy is their best solution but sometimes the anxiety does not stop there.
The forms that are required to be completed in order to file for bankruptcy at times can appear to be very daunting – sitting down to complete a 30 page document of your financial affairs could make some people want to run a mile, so while it is possible to complete the forms yourself at no additional expense, the offer of a Bankruptcy Assistance Service whereby an Insolvency expert will go through the forms with you gathering the relevant information required to complete them and then issuing all documents to you a few days later, ready to lodge at your local County Court for a nominal fee if often a very attractive one.
A short telephone meeting on a day and time convenient to you which usually lasts around 30 minutes will allow us to do all of this and also provides you with the opportunity to clear up any issues that are causing you worry or anxiety about the task ahead.
Remember Bankruptcy is a form of “Debt Forgiveness” and has been put in place to allow individuals like you to avail of a fresh start from a previous situation which quite often has resulted through no fault of your own.
Bankruptcy is a legally binding process therefore it is imperative that the information included in the forms is a true and accurate account of your affairs. Any mistakes in your bankruptcy petition could result in the Official Receiver ruling that you can afford to make a monthly contribution from your disposable income and while bankruptcy only lasts for a period of 12 months, an Income Payment Order will run for a further 2 years.
After having completed the forms, if you have any further questions your bankruptcy advisor is only a telephone call away, so once again there is no need to worry – just give us a call.
Finally once the forms have been issued to you and you have signed the documents, you just have to lodge the forms at your local County Court, pay the fee and arrange hearing date.
We are happy to provide you with debt advice only. We only charge a fee if you opt for one of our debt solutions. Fees will depend on which debt solution we provide and what your personal circumstances are. All fees will be discussed prior to commencement of any service or debt repayment plan.
Please note: From time to time we may refer you to other services providers or charities such as the CAB.
You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.
Star rating : 5/5
Before things got out of hand I decided after reading other reviews to contact National Debt Relief for advice. An extremely helpful team discussed my options and explained how things would work. I was starting to get numerous calls and letters from creditors looking for full repayments on my loans but given the nature of the pay cut I received this was no longer possible.
After I contacted National Debt Relief and agreed a payment plan to repay my loans in a restructured way my life changed. No more calls, texts or letters from creditors demanding money. And that was all down to the negotiation skills of the team of fantastic staff at NDR. I'm forever grateful .. So if ur in the same situation, I would advise that you pick up the phone and take the first steps.
Written on 18/04/2013,
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