{"id":10801,"date":"2010-08-02T10:01:55","date_gmt":"2010-08-02T09:01:55","guid":{"rendered":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/?p=10801"},"modified":"2019-08-02T10:05:42","modified_gmt":"2019-08-02T09:05:42","slug":"what-is-disposable-income-2","status":"publish","type":"post","link":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/what-is-disposable-income-2\/","title":{"rendered":"What is disposable income?"},"content":{"rendered":"\n<p>Disposable income is the amount of money left over after all \nessential household expenditure (not including payments towards \nunsecured debts) has been deducted from household income.<\/p>\n\n\n\n<!--more-->\n\n\n\n<p>Essential household expenditure includes mortgage and rent payments, \nhire purchase payments (but not unsecured car loans payments), food, \ndrink, council tax, water rates, heat and light costs, telephone, \nmobile, internet, sky, TV license, life and property insurances, vehicle\n costs (fuel, parking, car insurance, car tax, repairs &amp; servicing),\n other essential travel costs, medical optical &amp; dental costs, \nclothing &amp; footwear, costs incurred by children (school meals, \nschool trips and activities, sports &amp; hobbies, pocket money, \ntransport), laundry &amp; dry cleaning, hairdressing, newspapers &amp; \nmagazines, pet insurance &amp; upkeep and any special unavoidable \nexpenses such as a special diet for a family member.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"346\" height=\"346\" src=\"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-content\/uploads\/2019\/08\/Fotolia_31100232_XS.jpg\" alt=\"Living Expenses\" class=\"wp-image-10810\" srcset=\"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-content\/uploads\/2019\/08\/Fotolia_31100232_XS.jpg 346w, https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-content\/uploads\/2019\/08\/Fotolia_31100232_XS-150x150.jpg 150w, https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-content\/uploads\/2019\/08\/Fotolia_31100232_XS-300x300.jpg 300w\" sizes=\"auto, (max-width: 346px) 100vw, 346px\" \/><\/figure>\n\n\n\n<p>The remaining income is described as disposable and it is what is \navailable to spend on non-essential household expenditure, for saving or\n to repay outstanding unsecured debts.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Disposable income is the amount of money left over after all  essential household expenditure (not including payments towards  unsecured debts) has been deducted from household income.<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_seopress_robots_primary_cat":"none","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-10801","post","type-post","status-publish","format-standard","hentry","category-general-debt-articles"],"_links":{"self":[{"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/posts\/10801","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/comments?post=10801"}],"version-history":[{"count":1,"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/posts\/10801\/revisions"}],"predecessor-version":[{"id":10811,"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/posts\/10801\/revisions\/10811"}],"wp:attachment":[{"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/media?parent=10801"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/categories?post=10801"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.nationaldebtrelief.co.uk\/debt-articles\/wp-json\/wp\/v2\/tags?post=10801"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}