For debt help call 0800 888 666 0

Text "Debt Help" to 07809395543

Need advice on how to address your debt? Get in touch with us

If you are having difficulty keeping up with debt repayments we may be able to help. We can advise you of all options available and could help reduce your debts to an affordable amount. Contact us to see if we can help with your debts. All advice is free & confidential.

Get Debt Help

Get debt advice

Debt Management

A Debt Management Plan (DMP) is an informal solution designed for people with unmanageable debts over £1,000 with repayments from just £80/month

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IVA

An IVA (Individual Voluntary Arrangement) is a formal solution designed for people struggling with debts over £10,000

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Debt Consolidation

A Debt Management Plan (DMP) is an informal solution designed for people with unmanageable debts over £1,000 with repayments from just £80/month

Find out more

National Debt Relief - Get Debt Help

We are a private company offering debt advice and solutions to people struggling with debt. We speak to 1000s of people every month who want to do something about their debts. We offer a listening ear and friendly conversation, providing you with sound debt advice and offering a variety of debt solutions, both formal and informal that could help you reduce your monthly debt repayments and get back on track with your finances. We help you to address debts in a way that suits you, so you can continue living your life without the worries that debt can bring.

When you contact us we will run through your situation to help you identify what options you have available to address your debts.

Money Advice Service

You can get free debt advice from the Money Advice Service – an organisation set up by the Government to offer free and impartial advice to those in debt. Click here for more information.

Fees and Key information

We are happy to provide you with debt advice only. We only charge a fee if you opt for one of our debt solutions. Fees will depend on which debt solution we provide and what your personal circumstances are. All fees will be discussed prior to commencement of any service or debt repayment plan.

Click here to read our fees and key info

Please note: From time to time we may refer you to other services providers or charities such as the CAB.

Why choose National Debt Relief?

1. No Upfront Fees - Saving time and money

We are one of the only Debt Management companies who do not charge upfront fees. Paying any provider upfront fees will only cost you extra money that is completely unnecessary and could be going towards your creditors.


2. Instant set up

We can set up your Debt management Plan on the day you speak with us if you wish.


3. High acceptance rate

We have a good relationship with creditors and we fight very hard for every client to make sure their Debt Management Plan is carefully considered by the creditors so they can get the best outcome possible. We aim to get interest and charges frozen in your Plan wherever possible, although we cannot guarantee this.


4. Excellent Customer Service

We have an excellent customer care team. We are a family run company and our advisors have all been with us for many years. They are highly trained and will be able to answer any question quickly and professionally. You will also find us very friendly.


Our Philosophy

At National Debt Relief we are driven by providing just that...

"Debt Relief" to people who really need it.

We believe that everyone should have access to sound advice, information and the best possible options for their situation. We pride ourselves on offering good quality, caring customer service.

Our philosophy is reflected in the feedback we receive from our many happy clients and the results in the successful plans we put forward. Read some of our testimonials below taken from our many client reviews.

Debt management plan example

Client Debts

Loans £6,247
Credit Cards £5,264
Payday Loans £1,126
Overdraft £700
Store cards £320
Catalogue £78
TOTAL DEBT £13,735

Total monthly repayments before plan

£500 per month

Total monthly repayments when in plan

£250 per month

Debt management fees compared

We strive to provide you with the cheapest debt management plans. The table below shows a comparison of our fees and rates compared to a few of the other private debt management companies in the industry.

Debt Management Company Set up fee Monthly charge Min / Max monthly fee
National Debt Relief No set up fee £25 plus £2 per account per lender £25 - £50
Money Plus 2 months payments 17.5% of monthly debt payment *£30 (DI < £100)
£35 (DI £100 - £200)
No maximum
Debt Advisory Line Unknown £38 £38 - £90 based on 18.5% of monthly payment
Harrington Brooks 3 months payments (£1,400 max, £240 min) £38 £38 per month or 47.5% of monthly payment

* DI stands for Disposable Income (the money you have available to pay towards your debts each month)

All information correct as of 12/02/2018. Information may be subject to change.