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Statutory Demand

What is a Statutory Demand?

A Statutory Demand is a formal notice demanding the payment of a debt within a period of twenty one days. A creditor may issue such a notice against any person or company owing at least £750 to it. If the debt is not paid within the twenty one days, the creditor may commence bankruptcy proceedings or (in the case of a company liquidation proceedings) against the debtor (or company). A Statutory Demand should never be ignored, even if there is no debt whatsoever, as a person could find that they have inadvertently been made bankrupt. If the demand is incorrect, you may apply at your local court to have it set aside. Grounds for such an application include e.g.

  • The debt is less than £750
  • You dispute the amount of the debt
  • You believe that the demand has been issued in error
  • You have a counterclaim of more than the amount owed

If you accept that you do owe the amount claimed in the Statutory Demand, you should seek to discharge the debt within the twenty one days allowed in either a lump sum or in instalments.

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MoneyHelper

If you’d like more information on other sources of free debt help and advice you can visit MoneyHelper – an organisation, backed by government and set up to offer free and impartial advice to those in debt. - Click here to visit MoneyHelper