Articles

Solutions for Debt

Seven Solutions for Dealing with Personal Debt Problems

There are many solutions for dealing with problems of personal debt but in the UK or specifically in England, Wales and Northern Ireland, the top seven solutions probably account for over 98% of solutions.

Get Debt Relief

Think Before You Get Personal Debt Relief

Most of the articles you read regarding personal debt problems and solutions will strongly suggest that you should get independent debt relief.

Debt Advisor

What Debt Advisers Should Tell You

There is considerable variation in the standard of service a debtor is likely to get when seeking debt advice from various debt advisers.

Personal Debt Issues

Facing up to Personal Debt Issues

Although personal debt is everywhere, people tend to be secretive about their own debt problems because of the fear of embarrassment, shame or even stigma that they experience were their family, friends, neighbours or work colleagues to learn of their predicament.

Dealing with Company Debt

Are you operating a small business via a limited company? Is your company profitable or is it losing money steadily?

HMRC | Individual Voluntary Arrangements

The Attitude of HMRC to Proposals for Individual Voluntary Arrangements

When a self employed trader becomes insolvent and seeks to offer proposals to creditors for an Individual Voluntary Arrangement (IVA), HM Revenue & Customs (HMRC) is highly likely to be one of those

Debt Management Plans explained

Essential Truths about Debt Management Plans

Anyone who is considering entering a Debt Management Plan should take time to learn about the essential facts of the Debt Management Plan and the way it deals with personal debt problems before taking the

Insolvency Solutions

Insolvency Solutions for Debtors with Only Benefits Income

A debtor must be insolvent before he or she can offer an Individual Voluntary Arrangement (IVA) to creditors.

Stages of an IVA

The Five Phases of an IVA

Shakespeare wrote about the Seven Ages of Man describing the various succeeding phases of the life of a person of normal lifespan from their birth to their

Insolvency

How Contagious Can Insolvency Be?

Co-habiting partners, whether married or not, share most aspects of their lives.